RBI Ne In Do Bade Private Banks Par Lagaya Crores Ka Fine, Jaane Kyon
Reserve Bank of India (RBI) ne 10 September 2024 ko announce kiya ki usne do leading private banks, Axis Bank Limited aur HDFC Bank Limited, par fine lagaya hai due to non-compliance with various regulatory directions. RBI ne Axis Bank par ₹1.91 crore aur HDFC Bank par ₹1 crore ka fine lagaya hai. Yeh action banks ke regulatory rules ke non-compliance ke wajah se liya gaya hai.
Axis Bank Par Fine Lagane Ki Wajah
Axis Bank par ₹1.91 crore ka fine isliye lagaya gaya kyunki RBI ne bank ke financial position ka investigation kiya jo 31 March 2023 tak ke records pe based tha. Investigation ke dauran, bank ne kai banking rules ko violate kiya, jiske karan yeh fine lagaya gaya.
RBI ke mutabiq, Axis Bank ne un logon ke liye savings accounts khol diye jo eligible nahi the. Saath hi, bank ne customers ko Unique Customer ID (UCIC) bhi nahi diya. Iske alawa, bank ne agricultural loans ke liye mortgaged property ko sahi tarah se secure nahi kiya, jiska amount ₹1.60 lakh tak tha.
RBI ne Tuesday ko kaha ki Axis Bank ko ₹1.91 crore ka fine 'interest rate on deposits', 'know your customer (KYC)', aur 'agricultural credit flow - agricultural loan without collateral' norms ke non-compliance ke liye lagaya gaya hai.
HDFC Bank Par Bhi Fine Lagaya Gaya
Isi tarah, HDFC Bank ko bhi ₹1 crore ka fine lagaya gaya hai RBI ke guidelines ke non-compliance ke liye. Yeh fine “interest rates on deposits, appointment of recovery agents, aur customer service in banks” ke related RBI guidelines ke violation ke liye lagaya gaya hai.
Reserve Bank of India (RBI) ne HDFC Bank ka ISE 2022 (Statutory Inspection for Surveillance Evaluation) kiya, jo bank ke financial position ke 31 March 2022 tak ke records pe based tha.
Axis Bank Aur HDFC Bank Ki Share Prices
Axis Bank Ltd. ke shares Tuesday ko BSE par ₹1,187.00 par close hue, jo ₹16.35 ya 1.40% ka gain dikhata hai. HDFC Bank Ltd. ke shares ₹1,650.60 par close hue, jo ₹3.10 ya 0.19% ka marginal gain dikhata hai.
In fines se banks ko regulatory compliance ka mahatva samajhna hoga aur future mein aise violations ko avoid karna hoga.